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Commercial property owners in California are subject to a wide range of safety and compliance obligations. One question that frequently arises during inspections, tenant improvements, or enforcement actions is whether floor plans are required under California fire regulations. The answer is that floor plans are often required—not as architectural drawings alone, but as part of fire safety and emergency planning obligations under California law. Understanding when and why these plans are...

By Geraci LLP – Property Damage Law Division INTRODUCTION When homeowners receive an insurance estimate after fire, water, storm, or smoke damage, they often feel blindsided. What they expected to be a straightforward process suddenly becomes confusing, frustrating, and financially overwhelming. The most common source of that frustration? Depreciation. Depreciation is a heavily misunderstood component of property damage claims, and insurers often use that confusion to their advantage. Many...

By Jasmine Daya, Geraci LLP – Property Damage Law Division INTRODUCTION You pay insurance premiums for years — sometimes decades — expecting that when disaster strikes, your insurer will be there to help you rebuild. But for many homeowners, the reality is far different: the insurance company responds with a shockingly low offer , delays the claim, attributes damage to “wear and tear,” or ignores entire categories of loss. At Geraci LLP’s Property Damage Law division, we see this...