Our Blogs

September 21, 2025 By Jasmine Daya, Partner & COO, Geraci LLP After more than 20 years as a civil litigator in Canada, focusing primarily on personal injury and insurance disputes, I am proud to now call California my second home and to be firmly entrenched at Geraci LLP, where my passion for advocacy and protecting clients continues to drive everything I do. At Geraci LLP, we have always stood for one thing: protecting private lenders and investors. Now, we’re taking that co

Your insurance company may offer a low payout hoping you’ll accept quickly. Jasmine Daya shares how to evaluate these offers — and when to push back. Should I Accept a Low Settlement Offer From My Insurance Company? By Jasmine Daya, Esq. – Geraci LLP You finally hear from your insurer. But their offer is a fraction of what it will cost to repair or rebuild. You’re frustrated, confused, and wondering —  should I take the money or fight? Here’s what I tell every homeowner in th

When your insurer goes silent, you may be dealing with delay tactics or bad faith. Jasmine Daya explains what steps to take if your claim is ignored. What Should I Do If My Insurance Company Is Not Responding to My Claim? By Jasmine Daya, Esq. – Geraci LLP You’ve submitted your property damage claim. Maybe even uploaded documents and photos. But weeks have passed  and your insurance company has gone silent. What now? First, know this: You’re not alone. Insurers often use stra

California law allows homeowners to sue insurance companies for wrongful denial or delay. Jasmine Daya of Geraci LLP explains when and how you can take legal action. Ask Jasmine Daya: Can I Sue My Insurance Company for Denying My Claim in California? By Jasmine Daya, Esq. – Geraci LLP Yes, in California, you  can  sue your insurance company if your property damage claim was wrongfully denied or delayed without cause. In fact, under California law, you may be entitled to addit

Homeowners in Riverside and San Bernardino counties face rising insurance denials after storms, wind and fire. Learn how to challenge your insurer legally and protect your claim. Fighting Denied Insurance Claims in the Inland Empire: A Legal Guide for Homeowners By Jasmine Daya, Esq. – Geraci LLP The Inland Empire, especially Riverside and San Bernardino counties, has seen an increase in severe wind events, wildfire risk, and sudden downpours over the last five years. With th

Denied or delayed claim? Learn the time limits (statute of limitations) for suing an insurance company in California before you lose your right to compensation. How Long Do I Have to Sue an Insurance Company in California? By Jasmine Daya, Esq. – Geraci LLP If your insurance company wrongfully denied or delayed your property damage claim, you have a limited time to act. Waiting too long can cost you your entire case — even if the insurer was clearly in the wrong. California S

If your fire damage claim was denied in Los Angeles County, you still have options. Learn the legal steps to challenge a denial and protect your rights. Denied Insurance Claim After Fire in Los Angeles? Here’s What to Do By Jasmine Daya, Esq. – Geraci LLP Los Angeles County is no stranger to wildfires. Between the Santa Monica Mountains, the San Gabriel Valley, and hillside communities across the region, thousands of homes are vulnerable every year. If you’ve suffered propert

A denied insurance claim isn’t the end of the road. Learn 5 steps to fight back and recover what you’re owed under California law — with legal help from Geraci LLP. How to Get Your Insurance Company to Pay After a Denied Claim By Jasmine Daya, Esq. – Geraci LLP If your insurance company has denied your claim — or simply refused to move forward — you may feel powerless. But the truth is, you’re far from out of options. California law provides strong protections for property ow

Insurance companies have legal duties in California. When they delay or deny valid claims without cause, it may be bad faith. Learn your rights and how to respond. Bad Faith Insurance in California: What Homeowners Need to Know By Jasmine Daya, Esq. – Geraci LLP Your homeowners insurance policy is more than a contract — it’s a promise. And under California law, insurers must handle claims with good faith and fair dealing. When they don’t, you may be entitled to more than just