Expanding Geraci LLP: Insurance & Risk Services for Private Lenders

September 21, 2025

By Jasmine Daya, Partner & COO, Geraci LLP

After more than 20 years as a civil litigator in Canada, focusing primarily on personal injury and insurance disputes, I am proud to now call California my second home and to be firmly entrenched at Geraci LLP, where my passion for advocacy and protecting clients continues to drive everything I do.

At Geraci LLP, we have always stood for one thing: protecting private lenders and investors. Now, we’re taking that commitment further. Drawing on my litigation background and extensive experience in insurance coverage, we are expanding our services to offer comprehensive insurance and risk management support, because when it comes to protecting your loan portfolio, insurance is often the first and last line of defense.

Why This Expansion Matters

Private lending is not just about loan documents, compliance, or foreclosure. It’s about safeguarding collateral and ensuring that risk is managed at every stage of the transaction. Insurance is central to that. Too often, lenders will require attorneys when:

• A borrower’s policy has lapsed and they need force-placed coverage.

• An insurer denies coverage for a property loss after fire, flood, or vandalism.

• Title insurance or closing protection letters are challenged at the worst possible time.

• Claims drag on, leaving lenders holding the bag.

I’ve spent my career standing up to insurers, navigating coverage disputes, and pursuing bad-faith claims. Bringing that experience to Geraci LLP means our clients now have a dedicated team ready to step in when insurance issues threaten their deals or portfolios.

Our New Insurance & Risk Services

Insurance & Risk Management

• Policy audits and risk reviews for lenders, servicers, and funds.

• Structuring force-placed insurance programs with compliance in mind.

• Training loan officers and servicing teams on insurance best practices.

Property Damage Claims & Recovery

• Pursuing claims for fire, water, wind, earthquake, theft, and vandalism.

• Litigating coverage disputes and bad-faith denials.

• Advocating for lenders as mortgagees and loss payees to ensure proceeds flow properly.

• Handling REO insurance issues, including vacancy disputes.

Title Insurance & Closing Protection

• Title claim advocacy when lien priority or fraud threatens recovery.

• Enforcing closing protection letters to hold settlement agents accountable.

Why Geraci LLP

At Geraci LLP, we are more than a private lending law firm, we are a one-stop partner for lenders and investors. By integrating insurance and risk management into our offerings, we give our clients:

• Full protection from origination to enforcement.

• Litigation strength backed by decades of experience.

• Practical, lender-focused solutions that align with your business.

Whether you are a private lender, fund manager, servicer, or real estate investor, you need lawyers who understand both the business of lending and the realities of insurance disputes. That’s what we bring to the table.

Final Word

My journey from Canadian civil litigation to California private lending law has come full circle with this expansion. I am thrilled to merge my insurance expertise with Geraci LLP’s market-leading private lending practice. Together, we are building a stronger safety net for our clients, ensuring that no matter what risks arise, your investments are protected.

Let’s safeguard your portfolio. Contact Geraci LLP today to learn how our new insurance and risk services can help you.